People who have a financial plan are more confident

More and more people are delaying retirement, concerned about having enough money now and in the future. But guess what? Studies have shown no matter what your income level, having a financial plan builds more confidence about your financial future. Those that have taken the time to look at their finances report more success managing money, saving and investing. When low income families have a financial plan, they are more likely to pay their credit cards in full and avoid debt.